Specialty Auto Finance
CPS provides automobile financing to people with past credit problems, or limited credit histories, who have steady jobs and can afford a car payment.
Past Credit Problems OK
CPS provides automobile financing to people with past credit problems, low credit scores or limited credit experience, but have steady jobs and can afford a car payment.
National Company
CPS services franchised and independent dealers and our loan customers from our five corporate offices in Irvine, CA, Las Vegas, NV, Chicago, IL, Chesapeake, VA, and Orlando, FL.
Our Loan Process
CPS uses a combination of proprietary risk-based credit score cards, coupled with specific customer loan criteria, to process applications and loan contracts electronically.
Our Borrower Profile
CPS finances new and used automobile buyers with prior credit problems who currently have solid incomes and and time on the job.
Our Auto Loan Market
The sub-prime automobile market, in which we participate, totals more than 10 million new and used vehicle sales annually, in aggregate.
CPS Notes are available in the states shaded blue
- Arkansas
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Louisiana
- Maine
- Michigan
- Minnesota
- Mississippi
- Missouri
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Wisconsin