National Company

CPS services franchised and independent dealers and our loan customers from our five corporate offices in Irvine, CA, Las Vegas, NV, Chicago, IL, Chesapeake, VA, and Orlando, FL.

Our Loan Process

CPS uses a combination of proprietary risk-based credit score cards, coupled with specific customer loan criteria, to process applications and loan contracts electronically.

Our Borrower Profile

CPS finances new and used automobile buyers with prior credit problems who currently have solid incomes and and time on the job.

Our Auto Loan Market

The sub-prime automobile market, in which we participate, totals more than 10 million new and used vehicle sales annually, in aggregate.

CPS Notes are available in the states shaded blue
US map of states subordinated notes
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Vermont
  • Wisconsin