Nationwide Company. Major Industry. Established Note Issuer.

Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories.

We fund these contract purchases long term by accessing the securitization markets. We service the loan contracts throughout their lives.

Since our inception in 1991, we have funded and serviced billions of dollars of automobile loan contracts.

Our principal executive offices are in Las Vegas, Nevada. Most of our operational and administrative functions are in Irvine, California.

Our common stock trades on NASDAQ under the symbol CPSS.

Here are some of our key business metrics. The Company section at the top of this page has more details about our financial performance.

Operating Data (in millions)
Operating Data (in millions)
2016 2017 2018 2019 Q1 2020
Auto Loan Contracts Purchased $1,088.79 $859.07 $902.40 $1,002.78 $266.00
Total Managed Loan Portfolio $2,308.07 $2,333.53 $2,380.85 $2,416.04 $2,435.07
Financial Data (in thousands)
Financial Data (in thousands)
2016 2017 2018 2019 Q1 2020
Revenue $422,282 $434,383 $389,775 $305,800 $70,767
Pretax Income $49,661 $32,071 $18,703 $9,163 $3,112
Net Income $29,300 $3,765 $14,862 $5,406 $10,792
Assets $2,410,402 $2,424,841 $2,485,680 $2,539,249 $2,468,296
Shareholder's Equity $186,218 $183,937 $197,118 $202,641 $121,499

You are lending money to CPS when you purchase a note. The note represents our obligation to repay your loan with interest.

At maturity, you can either redeem your note, change the term or principal amount, or do nothing. If you do nothing, your note will renew for another term at the then current interest rate.

The notes are not bank CD's. They are not FDIC-insured. They are unsecured and subordinated to all other CPS debts. The notes include a risk of loss as described in the Prospectus and its supplements.

Interest Compounds Daily

You chose your interest payment schedule - monthly, quarterly, semi-annually, annually, or at maturity. Interest rates are fixed for the note term.

No Fees or Commissions

You never pay a commission or fee to purchase, renew or redeem a note. 100% of your investment earns interest.