CPS Notes are a High Yield Interest Rate Investment

Interest is compounded daily and fixed for the term of the note. The interest rate you receive depends on the term of the note and the amount invested. You can choose to have interest paid monthly, quarterly, semi-annually, annually, or at maturity.

This interest rate schedule is a supplement to the Prospectus dated November 7, 2016.
Interest Rates Effective July 10, 2017

Portfolio Amount (1)
Note Term $2,000
to
$9,999
$10,000
to
$24,999
$25,000
to
$49,999
$50,000
to
$74,999
$75,000
or
More
3 Month 4.25% 4.45% 4.75% 5.00% 5.25%
6 Month 4.50% 4.75% 5.05% 5.50% 5.75%
1 Year 5.25% 5.50% 5.85% 6.25% 6.50%
2 Year 5.75% 6.00% 6.35% 6.75% 7.00%
3 Year 6.25% 6.50% 6.85% 7.25% 7.50%
4 Year 6.75% 7.00% 7.45% 7.85% 8.00%
5 Year 7.25% 7.50% 7.95% 8.25% 8.50%
10 Year 7.50% 8.00% 8.45% 8.85% 9.00%
  1. We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you.

  2. The annual yield calculation assumes that:
    1. the term of the note is renewed sequentially for an entire year,
    2. the interest earned during each term is included in the principal amount for the next term,
    3. the listed interest rate is the interest rate for each term, and
    4. the accrued interest is paid annually. More frequent interest payments will reduce your annual yield.
  3. The annual yield calculation assumes that accrued interest is paid annually. More frequent interest payments will reduce your annual yield.