Company Interest Rates FAQ Invest Now  

Consumer Portfolio Services stock
is NASDAQ Listed — CPSS

      CPS notes are a high yield interest rate investment. Interest is compounded daily and fixed for the term of the note. The interest rate you receive depends on the term of the note and the amount invested. You can choose to have interest paid monthly, quarterly, semi-annually, annually, or at maturity.
This interest rate schedule is a supplement to the Prospectus dated November 7, 2016.
Interest Rates Effective March 16, 2017
Portfolio Amount (1)
Note Term $2,000
3 Month 2.75% 2.95% 3.25% 3.50% 3.75%
6 Month 3.00% 3.25% 3.55% 4.00% 4.25%
1 Year 3.75% 4.00% 4.35% 4.75% 5.00%
2 Year 4.25% 4.50% 4.85% 5.25% 5.50%
3 Year 4.75% 5.00% 5.35% 5.75% 6.00%
4 Year 5.25% 5.50% 5.95% 6.35% 6.50%
5 Year 5.75% 6.00% 6.45% 6.85% 7.00%
10 Year 6.00% 6.50% 6.95% 7.35% 7.50%
  1. We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you.

  2. The annual yield calculation assumes that:
    a.   the term of the note is renewed sequentially for an entire year,
    b.   the interest earned during each term is included in the principal amount for the next term,
    c.   the listed interest rate is the interest rate for each term, and
    d.   the accrued interest is paid annually. More frequent interest payments will reduce your annual yield.

  3. The annual yield calculation assumes that accrued interest is paid annually. More frequent interest payments will reduce your annual yield.

This web site shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities in any state in which such offer, solicitation or sale is not authorized. The offering is made solely by the prospectus. An investment in renewable unsecured subordinated notes involves certain risks, including business and litigation risks related to Consumer Portfolio Services, Inc., which are described in the prospectus. These risks include the potential loss of principal invested.

  • The notes are not bank certificates of deposit.
  • The notes are not guaranteed or insured by the FDIC or any other entity.
  • The notes may not be suitable for all investors.
  • The notes are illiquid due to significant transfer restrictions and the lack of a secondary market.
  • CPS has substantial senior debt which could impair its ability to repay the notes.
      CPS Investor Services: 888-776-1887  email:
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