National Company

CPS services franchised and independent dealers and our loan customers from our five corporate offices. We have offices in: Irvine CA, Las Vegas NV, Chicago IL, Chesapeake VA, Orlando FL.

Why Our Program Works

CPS uses a combination of proprietary risk based score cards coupled with specific customer loan criteria to process applications and loan contracts. We process 100% of our loan applications electronically for efficiency and decision efficiency.

Target Auto Loan Profile

The CPS loan program finances customers with credit problems. Our customers have prior credit problems but also have solid income and time on the job.

Huge Market

Estimates show there are over 50 million new and used vehicle sold by dealers each year in the United States. And, the amount of consumers with “sub prime” credit is estimated at 20% or more of the total vehicle sales market.

High Yield Bonds AvailableIn States Shaded Blue
US map of states subordinated notes
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Vermont
  • Wisconsin